diff --git a/src/components/LoadingFrame.tsx b/src/components/LoadingFrame.tsx
new file mode 100644
index 0000000..faf71af
--- /dev/null
+++ b/src/components/LoadingFrame.tsx
@@ -0,0 +1,26 @@
+import LoadingIndicator from "./LoadingIndicator";
+
+type LoadingFrameProps = {
+  children: React.ReactNode;
+  loading?: boolean;
+  label?: string;
+  className?: string;
+};
+
+export default function LoadingFrame({ children, loading = false, label = "Loading data…", className = "" }: LoadingFrameProps) {
+  const classNames = ["loading-frame", loading ? "is-loading" : "", className].filter(Boolean).join(" ");
+
+  return (
+    <div className={classNames} aria-busy={loading || undefined}>
+      {children}
+      {loading && (
+        <div className="loading-frame-overlay" role="status" aria-live="polite">
+          <div className="loading-frame-panel">
+            <LoadingIndicator label={label} size="md" />
+            <span>{label}</span>
+          </div>
+        </div>
+      )}
+    </div>
+  );
+}
diff --git a/src/features/campaigns/AttachmentsDataPage.tsx b/src/features/campaigns/AttachmentsDataPage.tsx
index acf8c7c..9d57a98 100644
--- a/src/features/campaigns/AttachmentsDataPage.tsx
+++ b/src/features/campaigns/AttachmentsDataPage.tsx
@@ -4,6 +4,7 @@ import type { ApiSettings } from "../../types";
 import Button from "../../components/Button";
 import Card from "../../components/Card";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import ToggleSwitch from "../../components/ToggleSwitch";
 import { autosaveCampaignVersion } from "../../api/campaigns";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
@@ -23,11 +24,12 @@ export default function AttachmentsDataPage({ settings, campaignId }: { settings
   const [pathChooser, setPathChooser] = useState<PathChooserState | null>(null);
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const attachments = asRecord(draft?.attachments);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const attachments = asRecord(displayDraft.attachments);
   const basePaths = useMemo(() => normalizeBasePaths(attachments.base_paths, attachments), [attachments]);
   const globalRules = useMemo(() => normalizeAttachmentRules(attachments.global), [attachments.global]);
   const globalSummary = useMemo(() => summarizeAttachmentRules(globalRules), [globalRules]);
-  const entries = asRecord(draft?.entries);
+  const entries = asRecord(displayDraft.entries);
   const inlineEntries = asArray(entries.inline).map(asRecord);
   const individualRules = inlineEntries.flatMap((entry, index) => asArray(entry.attachments).map((rule) => ({ entry: String(entry.id || index + 1), ...asRecord(rule) })));
 
@@ -136,7 +138,7 @@ export default function AttachmentsDataPage({ settings, campaignId }: { settings
       {localError && <div className="alert danger">{localError}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)}</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <Card
             title="Attachment sources"
@@ -213,7 +215,7 @@ export default function AttachmentsDataPage({ settings, campaignId }: { settings
             <Button variant="primary" onClick={() => saveDraft("manual")} disabled={!dirty || locked}>Save</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
 
       {pathChooser && (
         <MockPathChooserOverlay
diff --git a/src/features/campaigns/CampaignAuditPage.tsx b/src/features/campaigns/CampaignAuditPage.tsx
index 974b277..a01ec62 100644
--- a/src/features/campaigns/CampaignAuditPage.tsx
+++ b/src/features/campaigns/CampaignAuditPage.tsx
@@ -2,6 +2,7 @@ import type { ApiSettings } from "../../types";
 import Button from "../../components/Button";
 import Card from "../../components/Card";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
 import { formatDateTime } from "./utils/campaignView";
 
@@ -23,9 +24,11 @@ export default function CampaignAuditPage({ settings, campaignId }: { settings:
 
       {error && <div className="alert danger">{error}</div>}
 
+      <LoadingFrame loading={loading} label="Loading audit data…">
       <Card title="Recent audit events">
         <p className="muted">Campaign-specific audit API integration will be added in the audit section pass.</p>
       </Card>
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/CampaignDataPage.tsx b/src/features/campaigns/CampaignDataPage.tsx
index 12c8a99..1e87768 100644
--- a/src/features/campaigns/CampaignDataPage.tsx
+++ b/src/features/campaigns/CampaignDataPage.tsx
@@ -5,6 +5,7 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import FormField from "../../components/FormField";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import ToggleSwitch from "../../components/ToggleSwitch";
 import EmailAddressInput from "../../components/email/EmailAddressInput";
 import { addressesFromValue, collectCampaignAddressSuggestions, type MailboxAddress } from "../../utils/emailAddresses";
@@ -25,12 +26,13 @@ export default function CampaignDataPage({ settings, campaignId }: { settings: A
 
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const campaign = asRecord(draft?.campaign);
-  const recipients = asRecord(draft?.recipients);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const campaign = asRecord(displayDraft.campaign);
+  const recipients = asRecord(displayDraft.recipients);
   const from = asRecord(recipients.from);
   const defaultFrom = addressesFromValue(from);
   const globalReplyTo = addressesFromValue(recipients.reply_to);
-  const addressSuggestions = useMemo(() => collectCampaignAddressSuggestions(draft), [draft]);
+  const addressSuggestions = useMemo(() => collectCampaignAddressSuggestions(displayDraft), [displayDraft]);
 
   useEffect(() => {
     if (!version) return;
@@ -97,7 +99,7 @@ export default function CampaignDataPage({ settings, campaignId }: { settings: A
       {localError && <div className="alert danger">{localError}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)} Copy the campaign before editing general campaign data.</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <div className="campaign-settings-stack">
             <Card title="Campaign identity">
@@ -195,7 +197,7 @@ export default function CampaignDataPage({ settings, campaignId }: { settings: A
             <Button variant="primary" onClick={() => saveDraft("manual")} disabled={!dirty || locked}>Save</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/CampaignFieldsPage.tsx b/src/features/campaigns/CampaignFieldsPage.tsx
index 83df22a..89f2abe 100644
--- a/src/features/campaigns/CampaignFieldsPage.tsx
+++ b/src/features/campaigns/CampaignFieldsPage.tsx
@@ -4,6 +4,7 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import FormField from "../../components/FormField";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import ToggleSwitch from "../../components/ToggleSwitch";
 import { autosaveCampaignVersion } from "../../api/campaigns";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
@@ -33,8 +34,9 @@ export default function CampaignFieldsPage({ settings, campaignId }: { settings:
 
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const fields = useMemo(() => normalizeFields(draft?.fields), [draft?.fields]);
-  const globalValues = asRecord(draft?.global_values);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const fields = useMemo(() => normalizeFields(displayDraft.fields), [displayDraft.fields]);
+  const globalValues = asRecord(displayDraft.global_values);
   const fieldNameWarning = useMemo(() => describeFieldNameProblem(fields), [fields]);
   const canSave = dirty && !locked && Boolean(draft) && !fieldNameWarning;
 
@@ -193,7 +195,7 @@ export default function CampaignFieldsPage({ settings, campaignId }: { settings:
       {fieldNameWarning && <div className="alert warning">{fieldNameWarning}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)} Copy the campaign before editing fields.</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <Card
             title="Fields and global values"
@@ -241,7 +243,7 @@ export default function CampaignFieldsPage({ settings, campaignId }: { settings:
             <Button variant="primary" onClick={() => saveDraft("manual")} disabled={!canSave}>Save</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/CampaignJsonView.tsx b/src/features/campaigns/CampaignJsonView.tsx
index 513edc6..c6f07fb 100644
--- a/src/features/campaigns/CampaignJsonView.tsx
+++ b/src/features/campaigns/CampaignJsonView.tsx
@@ -2,6 +2,7 @@ import type { ApiSettings } from "../../types";
 import Card from "../../components/Card";
 import Button from "../../components/Button";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
 import { asRecord, formatDateTime, getCampaignJson } from "./utils/campaignView";
 import { downloadJson, safeFileStem } from "./utils/draftEditor";
@@ -26,9 +27,11 @@ export default function CampaignJsonView({ settings, campaignId }: { settings: A
         </div>
       </div>
       {error && <div className="alert danger">{error}</div>}
+      <LoadingFrame loading={loading} label="Loading JSON…">
       <Card>
         {!loading || version ? <pre className="code-panel">{JSON.stringify(campaignJson, null, 2)}</pre> : <pre className="code-panel">{"{}"}</pre>}
       </Card>
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/CampaignListPage.tsx b/src/features/campaigns/CampaignListPage.tsx
index f5a469d..2fc2f2b 100644
--- a/src/features/campaigns/CampaignListPage.tsx
+++ b/src/features/campaigns/CampaignListPage.tsx
@@ -5,6 +5,7 @@ import Card from "../../components/Card";
 import Button from "../../components/Button";
 import StatusBadge from "../../components/StatusBadge";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import { createNewCampaign, listCampaigns } from "../../api/campaigns";
 import type { CampaignListItem } from "../../types";
 
@@ -72,7 +73,8 @@ export default function CampaignListPage({ settings }: { settings: ApiSettings }
       </div>
 
       <Card>
-        {!loading && campaigns.length === 0 && (
+        <LoadingFrame loading={loading} label="Loading campaigns…">
+        {campaigns.length === 0 && (
           <div className="empty-state">
             <h2>No campaigns yet</h2>
             <p>Start with a guided campaign draft. The WebUI will create a portable campaign JSON in the background.</p>
@@ -81,7 +83,7 @@ export default function CampaignListPage({ settings }: { settings: ApiSettings }
             </Button>
           </div>
         )}
-        {!loading && campaigns.length > 0 && (
+        {campaigns.length > 0 && (
           <div className="app-table-wrap campaign-table-wrap">
             <table className="app-table campaign-table">
               <thead>
@@ -114,6 +116,7 @@ export default function CampaignListPage({ settings }: { settings: ApiSettings }
             </table>
           </div>
         )}
+        </LoadingFrame>
       </Card>
     </div>
   );
diff --git a/src/features/campaigns/CampaignOverviewPage.tsx b/src/features/campaigns/CampaignOverviewPage.tsx
index 7afd638..d34f24f 100644
--- a/src/features/campaigns/CampaignOverviewPage.tsx
+++ b/src/features/campaigns/CampaignOverviewPage.tsx
@@ -5,6 +5,7 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import MetricCard from "../../components/MetricCard";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import { createNewCampaign, publishCampaignVersion, updateCampaignVersion } from "../../api/campaigns";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
 import {
@@ -106,7 +107,8 @@ export default function CampaignOverviewPage({ settings, campaignId }: { setting
 
       {error && <div className="alert danger">{error}</div>}
       {message && <div className="alert success">{message}</div>}
-      
+
+      <LoadingFrame loading={loading} label="Loading campaign overview…">
 
       {locked && (
         <div className="alert info">
@@ -192,6 +194,7 @@ export default function CampaignOverviewPage({ settings, campaignId }: { setting
         </div>
         <p className="muted">Review and sending are displayed on their own data pages; use the guided buttons above to change state.</p>
       </Card>
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/CampaignReportPage.tsx b/src/features/campaigns/CampaignReportPage.tsx
index 5666e41..d20ba8f 100644
--- a/src/features/campaigns/CampaignReportPage.tsx
+++ b/src/features/campaigns/CampaignReportPage.tsx
@@ -2,6 +2,7 @@ import type { ApiSettings } from "../../types";
 import Card from "../../components/Card";
 import Button from "../../components/Button";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
 import { formatDateTime } from "./utils/campaignView";
 
@@ -22,6 +23,7 @@ export default function CampaignReportPage({ settings, campaignId }: { settings:
         </div>
       </div>
       {error && <div className="alert danger">{error}</div>}
+      <LoadingFrame loading={loading} label="Loading report data…">
       <div className="dashboard-grid">
         <Card title="Report summary">
           <dl className="detail-list">
@@ -35,6 +37,7 @@ export default function CampaignReportPage({ settings, campaignId }: { settings:
           <p className="muted">CSV export and report-emailing buttons will be added once the report section is reviewed.</p>
         </Card>
       </div>
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/GlobalSettingsPage.tsx b/src/features/campaigns/GlobalSettingsPage.tsx
index 1700cbf..532ef57 100644
--- a/src/features/campaigns/GlobalSettingsPage.tsx
+++ b/src/features/campaigns/GlobalSettingsPage.tsx
@@ -4,6 +4,7 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import FormField from "../../components/FormField";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import ToggleSwitch from "../../components/ToggleSwitch";
 import { autosaveCampaignVersion } from "../../api/campaigns";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
@@ -25,12 +26,13 @@ export default function GlobalSettingsPage({ settings, campaignId }: { settings:
 
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const validationPolicy = asRecord(draft?.validation_policy);
-  const attachments = asRecord(draft?.attachments);
-  const delivery = asRecord(draft?.delivery);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const validationPolicy = asRecord(displayDraft.validation_policy);
+  const attachments = asRecord(displayDraft.attachments);
+  const delivery = asRecord(displayDraft.delivery);
   const rateLimit = asRecord(delivery.rate_limit);
   const retry = asRecord(delivery.retry);
-  const statusTracking = asRecord(draft?.status_tracking);
+  const statusTracking = asRecord(displayDraft.status_tracking);
   const optIns = asRecord(editorState.opt_ins);
 
   useEffect(() => {
@@ -108,7 +110,7 @@ export default function GlobalSettingsPage({ settings, campaignId }: { settings:
       {localError && <div className="alert danger">{localError}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)} Copy the campaign before editing global settings.</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <div className="dashboard-grid">
             <Card title="Validation policy">
@@ -158,7 +160,7 @@ export default function GlobalSettingsPage({ settings, campaignId }: { settings:
             <Button variant="primary" onClick={() => saveDraft("manual")} disabled={!dirty || locked}>Save current draft</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/MailSettingsPage.tsx b/src/features/campaigns/MailSettingsPage.tsx
index 0a18b69..86bcc5a 100644
--- a/src/features/campaigns/MailSettingsPage.tsx
+++ b/src/features/campaigns/MailSettingsPage.tsx
@@ -4,6 +4,7 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import FormField from "../../components/FormField";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import ToggleSwitch from "../../components/ToggleSwitch";
 import { autosaveCampaignVersion } from "../../api/campaigns";
 import { listImapFolders, testImapSettings, testSmtpSettings, type MailConnectionTestResponse, type MailImapFolderListResponse, type MailSecurity } from "../../api/mail";
@@ -27,10 +28,11 @@ export default function MailSettingsPage({ settings, campaignId }: { settings: A
 
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const server = asRecord(draft?.server);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const server = asRecord(displayDraft.server);
   const smtp = asRecord(server.smtp);
   const imap = asRecord(server.imap);
-  const delivery = asRecord(draft?.delivery);
+  const delivery = asRecord(displayDraft.delivery);
   const imapAppend = asRecord(delivery.imap_append_sent);
   const imapEnabled = getBool(imap, "enabled");
   const imapDisabled = locked || !imapEnabled;
@@ -189,7 +191,7 @@ export default function MailSettingsPage({ settings, campaignId }: { settings: A
       {localError && <div className="alert danger">{localError}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)} Copy the campaign before editing server settings.</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <Card title="Mail server settings">
             <div className="mail-server-settings-grid">
@@ -245,7 +247,7 @@ export default function MailSettingsPage({ settings, campaignId }: { settings: A
             <Button variant="primary" onClick={() => saveDraft("manual")} disabled={!dirty || locked}>Save</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/RecipientDataPage.tsx b/src/features/campaigns/RecipientDataPage.tsx
index 08526f8..de4f6b0 100644
--- a/src/features/campaigns/RecipientDataPage.tsx
+++ b/src/features/campaigns/RecipientDataPage.tsx
@@ -4,6 +4,7 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import FormField from "../../components/FormField";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import ToggleSwitch from "../../components/ToggleSwitch";
 import EmailAddressInput from "../../components/email/EmailAddressInput";
 import { autosaveCampaignVersion } from "../../api/campaigns";
@@ -41,18 +42,19 @@ export default function RecipientDataPage({ settings, campaignId }: { settings:
 
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const recipientsSection = asRecord(draft?.recipients);
-  const entries = asRecord(draft?.entries);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const recipientsSection = asRecord(displayDraft.recipients);
+  const entries = asRecord(displayDraft.entries);
   const inlineEntries = asArray(entries.inline).map(asRecord);
   const source = asRecord(entries.source);
-  const fieldDefinitions = useMemo(() => getDraftFields(draft), [draft]);
-  const attachmentSection = asRecord(draft?.attachments);
-  const attachmentBasePaths = useMemo(() => normalizeAttachmentBasePaths(attachmentSection.base_paths, attachmentSection), [draft?.attachments]);
+  const fieldDefinitions = useMemo(() => getDraftFields(displayDraft), [displayDraft]);
+  const attachmentSection = asRecord(displayDraft.attachments);
+  const attachmentBasePaths = useMemo(() => normalizeAttachmentBasePaths(attachmentSection.base_paths, attachmentSection), [attachmentSection]);
   const individualAttachmentBasePaths = useMemo(() => {
     const enabled = attachmentBasePaths.filter((basePath) => basePath.allow_individual);
     return enabled.length > 0 ? enabled : attachmentBasePaths;
   }, [attachmentBasePaths]);
-  const addressSuggestions = useMemo(() => collectCampaignAddressSuggestions(draft), [draft]);
+  const addressSuggestions = useMemo(() => collectCampaignAddressSuggestions(displayDraft), [displayDraft]);
   const globalRecipientValues: Record<string, MailboxAddress[]> = {
     to: addressesFromValue(recipientsSection.to),
     cc: addressesFromValue(recipientsSection.cc),
@@ -180,7 +182,7 @@ export default function RecipientDataPage({ settings, campaignId }: { settings:
       {localError && <div className="alert danger">{localError}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)}</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <Card title="Global recipient headers">
             <div className="campaign-header-stack">
@@ -214,11 +216,11 @@ export default function RecipientDataPage({ settings, campaignId }: { settings:
             title="Recipients"
             actions={[<Button disabled={true}>Import</Button>, <Button variant="primary" onClick={addRecipient} disabled={locked}>Add recipient</Button>]}
           >
-            {draft && inlineEntries.length === 0 && !source.type && <p className="muted">No recipient data is stored in the current version yet.</p>}
-            {draft && inlineEntries.length === 0 && Boolean(source.type) && (
+            {inlineEntries.length === 0 && !source.type && <p className="muted">No recipient data is stored in the current version yet.</p>}
+            {inlineEntries.length === 0 && Boolean(source.type) && (
               <div className="alert info">This campaign references an external recipient source. A parsed preview table will be added when file/source preview support is implemented.</div>
             )}
-            {draft && inlineEntries.length > 0 && (
+            {inlineEntries.length > 0 && (
               <div className="app-table-wrap recipient-table-wrap">
                 <table className="app-table recipient-table recipient-editor-table">
                   <thead>
@@ -328,7 +330,7 @@ export default function RecipientDataPage({ settings, campaignId }: { settings:
             <Button variant="primary" onClick={() => saveRecipients("manual")} disabled={!dirty || locked}>Save</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/ReviewDataPage.tsx b/src/features/campaigns/ReviewDataPage.tsx
index 05f2a8e..ebacbed 100644
--- a/src/features/campaigns/ReviewDataPage.tsx
+++ b/src/features/campaigns/ReviewDataPage.tsx
@@ -2,6 +2,7 @@ import { Link } from "react-router-dom";
 import type { ApiSettings } from "../../types";
 import Button from "../../components/Button";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import Card from "../../components/Card";
 import StatusBadge from "../../components/StatusBadge";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
@@ -27,6 +28,7 @@ export default function ReviewDataPage({ settings, campaignId }: { settings: Api
 
       {error && <div className="alert danger">{error}</div>}
 
+      <LoadingFrame loading={loading} label="Loading review data…">
       <div className="dashboard-grid">
         <Card title="Validation summary">
           <div className="summary-grid">
@@ -74,6 +76,7 @@ export default function ReviewDataPage({ settings, campaignId }: { settings: Api
           </div>
         )}
       </Card>
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/SendDataPage.tsx b/src/features/campaigns/SendDataPage.tsx
index e3816dd..ba1fab6 100644
--- a/src/features/campaigns/SendDataPage.tsx
+++ b/src/features/campaigns/SendDataPage.tsx
@@ -2,6 +2,7 @@ import { Link } from "react-router-dom";
 import type { ApiSettings } from "../../types";
 import Button from "../../components/Button";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import Card from "../../components/Card";
 import MetricCard from "../../components/MetricCard";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
@@ -31,6 +32,7 @@ export default function SendDataPage({ settings, campaignId }: { settings: ApiSe
 
       {error && <div className="alert danger">{error}</div>}
 
+      <LoadingFrame loading={loading} label="Loading send data…">
       <div className="metric-grid">
         <MetricCard label="Queueable" value={cards?.queueable ?? "—"} tone="good" detail="Ready or warning" />
         <MetricCard label="Needs attention" value={cards?.needs_attention ?? "—"} tone="warning" detail="Review first" />
@@ -63,6 +65,7 @@ export default function SendDataPage({ settings, campaignId }: { settings: ApiSe
           SMTP sending and IMAP append-to-Sent remain separate states. A successful SMTP send is still successful even if appending to Sent fails.
         </p>
       </Card>
+      </LoadingFrame>
     </div>
   );
 }
diff --git a/src/features/campaigns/TemplateDataPage.tsx b/src/features/campaigns/TemplateDataPage.tsx
index fa28485..21eae73 100644
--- a/src/features/campaigns/TemplateDataPage.tsx
+++ b/src/features/campaigns/TemplateDataPage.tsx
@@ -5,9 +5,10 @@ import Button from "../../components/Button";
 import Card from "../../components/Card";
 import FormField from "../../components/FormField";
 import PageTitle from "../../components/PageTitle";
+import LoadingFrame from "../../components/LoadingFrame";
 import { autosaveCampaignVersion } from "../../api/campaigns";
 import { useCampaignWorkspaceData } from "./hooks/useCampaignWorkspaceData";
-import { asArray, asRecord, formatDateTime, getTemplateSection, isAuditLockedVersion, versionLockReason } from "./utils/campaignView";
+import { asArray, asRecord, formatDateTime, isAuditLockedVersion, versionLockReason } from "./utils/campaignView";
 import { cloneJson, ensureCampaignDraft, getBool, getText, updateNested } from "./utils/draftEditor";
 import { useRegisterCampaignUnsavedChanges } from "./context/UnsavedChangesContext";
 
@@ -38,23 +39,23 @@ export default function TemplateDataPage({ settings, campaignId }: { settings: A
   const [previewOpen, setPreviewOpen] = useState(false);
   const [previewIndex, setPreviewIndex] = useState(0);
   const [undefinedDialog, setUndefinedDialog] = useState<UndefinedPlaceholder | null>(null);
-  const loadedVersionId = useRef<string | null>(null);
   const subjectRef = useRef<HTMLInputElement | null>(null);
   const textRef = useRef<HTMLTextAreaElement | null>(null);
   const htmlRef = useRef<HTMLTextAreaElement | null>(null);
 
   const version = data.currentVersion;
   const locked = isAuditLockedVersion(version);
-  const template = draft ? asRecord(draft.template) : getTemplateSection(version);
-  const fields = useMemo(() => asArray(draft?.fields).map(asRecord), [draft]);
+  const displayDraft = draft ?? ensureCampaignDraft(null);
+  const template = asRecord(displayDraft.template);
+  const fields = useMemo(() => asArray(displayDraft.fields).map(asRecord), [displayDraft.fields]);
   const localFieldNames = useMemo(() => fields.map((field) => String(field.name || field.id || "")).filter(Boolean), [fields]);
-  const globalFieldNames = useMemo(() => uniqueSorted([...localFieldNames, ...Object.keys(asRecord(draft?.global_values))]), [draft?.global_values, localFieldNames]);
+  const globalFieldNames = useMemo(() => uniqueSorted([...localFieldNames, ...Object.keys(asRecord(displayDraft.global_values))]), [displayDraft.global_values, localFieldNames]);
   const allAvailableNames = useMemo(() => new Set([...localFieldNames, ...globalFieldNames]), [localFieldNames, globalFieldNames]);
-  const entries = asRecord(draft?.entries);
+  const entries = asRecord(displayDraft.entries);
   const inlineEntries = useMemo(() => asArray(entries.inline).map(asRecord), [entries.inline]);
   const previewEntries = inlineEntries.length > 0 ? inlineEntries : [{}];
   const previewEntry = previewEntries[Math.min(previewIndex, previewEntries.length - 1)] ?? {};
-  const ignoreEmptyFields = getBool(asRecord(draft?.validation_policy), "ignore_empty_fields", false);
+  const ignoreEmptyFields = getBool(asRecord(displayDraft.validation_policy), "ignore_empty_fields", false);
   const templateText = `${getText(template, "subject")}\n${getText(template, "text")}\n${getText(template, "html")}`;
   const usedPlaceholders = useMemo(() => extractTemplatePlaceholders(templateText), [templateText]);
   const invalidNamespacePlaceholders = useMemo(() => uniquePlaceholders(usedPlaceholders.filter((field) => !field.validNamespace)), [usedPlaceholders]);
@@ -64,15 +65,13 @@ export default function TemplateDataPage({ settings, campaignId }: { settings: A
       ...field,
       reason: field.validNamespace ? "missing-field" : "invalid-namespace"
     }))), [usedPlaceholders, allAvailableNames]);
-  const previewContext = useMemo(() => buildPreviewContext(draft, previewEntry), [draft, previewEntry]);
+  const previewContext = useMemo(() => buildPreviewContext(displayDraft, previewEntry), [displayDraft, previewEntry]);
   const previewSubject = renderPreviewText(getText(template, "subject"), previewContext, ignoreEmptyFields);
   const previewText = renderPreviewText(getText(template, "text"), previewContext, ignoreEmptyFields);
   const previewHtml = renderPreviewText(getText(template, "html"), previewContext, ignoreEmptyFields);
 
   useEffect(() => {
     if (!version) return;
-    if (loadedVersionId.current === version.id) return;
-    loadedVersionId.current = version.id;
     setDraft(ensureCampaignDraft(version));
     setDirty(false);
     setPreviewIndex(0);
@@ -196,7 +195,7 @@ export default function TemplateDataPage({ settings, campaignId }: { settings: A
       {localError && <div className="alert danger">{localError}</div>}
       {locked && <div className="alert info">This version is read-only. {versionLockReason(version)}</div>}
 
-      {draft && (
+      <LoadingFrame loading={loading || !draft} label="Loading campaign draft…">
         <>
           <div className="dashboard-grid template-editor-grid">
             <Card title="Editable template" actions={<Button onClick={() => setPreviewOpen(true)}>Preview</Button>}>
@@ -281,7 +280,7 @@ export default function TemplateDataPage({ settings, campaignId }: { settings: A
             <Button variant="primary" onClick={() => saveTemplate("manual")} disabled={!dirty || locked || !draft}>Save</Button>
           </div>
         </>
-      )}
+      </LoadingFrame>
 
       {previewOpen && (
         <TemplatePreviewOverlay
diff --git a/src/styles/campaign-workspace.css b/src/styles/campaign-workspace.css
index ecc11d5..d102d1d 100644
--- a/src/styles/campaign-workspace.css
+++ b/src/styles/campaign-workspace.css
@@ -337,7 +337,7 @@
   border-radius: var(--radius);
   box-shadow: var(--shadow);
   background: var(--panel);
-  overflow: visible;
+  overflow: hidden;
 }
 .campaigns-page .card-header {
   position: sticky;
diff --git a/src/styles/components.css b/src/styles/components.css
index 19f3530..23ef631 100644
--- a/src/styles/components.css
+++ b/src/styles/components.css
@@ -470,4 +470,44 @@
 .field-with-action .button {
   flex: 0 0 auto;
   white-space: nowrap;
-}
\ No newline at end of file
+}
+.loading-frame {
+  position: relative;
+}
+
+.loading-frame.is-loading {
+  min-height: 120px;
+}
+
+.loading-frame.is-loading > :not(.loading-frame-overlay) {
+  pointer-events: none;
+  user-select: none;
+}
+
+.loading-frame-overlay {
+  position: absolute;
+  inset: 0;
+  z-index: 30;
+  display: grid;
+  place-items: center;
+  min-height: 120px;
+  padding: 1.25rem;
+  border-radius: var(--radius-lg, 18px);
+  background: rgba(255, 255, 255, 0.00);
+  backdrop-filter: blur(1.5px);
+  margin: -10px;
+}
+
+.loading-frame-panel {
+  display: inline-flex;
+  align-items: center;
+  gap: 0.65rem;
+  padding: 0.75rem 1rem;
+  border: 1px solid var(--border-soft, rgba(15, 23, 42, 0.12));
+  border-radius: 999px;
+  color: var(--text, #172033);
+  background: rgba(255, 255, 255, 0.86);
+  box-shadow: var(--shadow-soft, 0 10px 28px rgba(15, 23, 42, 0.12));
+  font-size: 0.9rem;
+  font-weight: 600;
+}